Research Guides: Real Estate: COVID-19 RESOURCES

Federal

CARES Act Mortgage Forbearance. U.S. Bureau of Consumer Financial Protection - Provides information about the forbearance option available for government-backed mortgages through the CARES Act.
National Low-Income Coalition is dedicated to achieving racially and socially equitable public policy that ensures people with the lowest incomes have quality homes that are accessible and affordable in communities of their choice.
Freddie Mac Temporary Servicing Requirements Related to COVID-19. Bulletin 2020-4. Issued 03/18/2020. External - This site includes guidance regarding credit reporting requirements, forbearance plans, loan modifications, and foreclosure sale moratoria for Freddie Mac Servicers working to assist borrowers impacted by the COVID-19 national emergency.
HUD COVID-19 Resources and Fact Sheets. U.S. Dept. of Housing and Urban Development - Links to specific resources for various groups, such as homeowners and renters. Among the resources included are those for mortgage payment relief and options for avoiding foreclosure and scams.
HUD National Servicing Center. U.S. Dept. of Housing and Urban Development - HUD's National Servicing Center (NSC) aims to work with the Federal Housing Administration (FHA) homeowners and their lenders to avoid foreclosure. NSC staff also provides direction and training to mortgage lenders and housing counseling agencies, who can better assist homeowners.
Mortgage and Housing Assistance During the Coronavirus National Emergency. U.S. Bureau of Consumer Financial Protection - Established jointly by the Consumer Financial Protection Bureau (CFPB), Federal Housing Finance Agency (FHFA), and U.S. Department of Housing and Urban Development (HUD), the site consolidates information on options for mortgage and rents payment relief from the three agencies for homeowners and renters during the coronavirus pandemic.
Mortgage Relief Scams. U.S. Federal Trade Commission - The Federal Trade Commission (FTC) has issued a rule to protect homeowners known as the Mortgage Assistance Relief Services (MARS) Rule, or Regulation O, which makes it illegal for companies that offer to help consumers to change the terms of a loan or negotiate reduced monthly mortgage payments to collect any fees until a homeowner has received an offer of relief from their lender and accepted it. That means even if you agree to have a company help you, you don't have to pay until it gets you the desired result. However, there are legitimate options available to help save your home.
Protections for renters, The Consumer Financial Protection Bureau (CFPB) - Federal, state, and local governments are taking action to offer relief, including helping and protecting many renters. There are steps renters can take, as well as many significant protections from eviction that apply in certain situations.
Temporary Halt in Residential Evictions to Prevent the Further Spread of COVID-19, Centers for Disease Control (CDC) - The Temporary Halt in Residential Evictions to Prevent the Further Spread of COVID-19, Centers for Disease Control (CDC) information published in the Federal Register.

New York

Know Your Rights - This website provides information on where to get help from paid sick leave, unemployment, insurance, mortgages and rent, student loans, and miscellaneous, testing, and price gouging.
Homeownership Assistance: New York | HUD.gov / U.S. ... Need help buying a home? You may qualify for one of these programs.
New York Housing Resources - NYHousingSearch.gov - A free service to list and find affordable, accessible homes and apartments across New York State.
Resources: COVID-19 ... - New York Mortgage Coalition - Provides answers to many of the questions NYC residents may have regarding the impact of the Coronavirus pandemic on their housing situation.
Coronavirus: Mortgage and Foreclosure/Department of Financial Services - Provide 90-day mortgage relief to mortgage borrowers impacted by the Coronavirus. The directive includes forbearance of mortgage payments based on financial hardship.
Mortgage Assistance, Foreclosure, and Coronavirus in NY ... free legal consultation call NYLAG (New York Legal Assistance Group) at 212-946-0349 or email us at contactfpp@nylag.org
Rental Assistance - NYC.gov - To help stop the spread of COVID-19, many HRA locations are closing until ... Rental assistance programs help New Yorkers experiencing homelessness move out of the shelter and into stable housing by providing monthly rent supplements.

Real Estate: COVID-19 RESOURCES

COVID-19 Resources Related to Housing & Mortgages

Federal

New York