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Planning Your Retirement: Retirement Savings Plans

Learn about different types of retirement savings accounts, IRAs, 401(k)s, and more, how they work, and which to choose. 

6 Types of Retirement Plans You Should Know About (The Balance)

A discussion of 401(k)s, IRAs, Roth IRAs, and more, what they are, and how they work. 

401(k) vs. IRA: Reading the Difference (Investopedia) 

What is the difference between a 401(k) and an IRA? "Differences include contribution limits and investment options."

Types of Retirement Plans (US Department of Labor)

A Discussion of defined benefit plans, defined contributions plans, and various specific retirement plans. 

Types of Retirement Plans (IRS)

IRS information on IRAs, 401(k)s, 403(b)s, and other retirement plans. 

Where Should You Put Your Money?

Read up on IRAs and401(k)s in the tabs above, and come back to understand how they fit together. 


The SECURE Act, and the CARES Act, passed in response to COVID-19, changed some of the rules governing your retirement accounts. These articles explain. To understand required minimum distributions (RMDs), see tabs above about IRAs and 401(k)s, then come back here.