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Personal Finance: Budgeting

A budget is a spending plan you can create to keep track of your income, and your spending. You can create a worksheet, or a spreadsheet using software such as Excel, to track how much money you spend, and how much money you earn, by week, month or the year. Creating and updating a budget can help you manage your finances.

You can use a budget to:

  • Manage your finances for a short or longer period of time
  • Set financial goals for yourself (such as buying a car, house, etc.)
  • Save money for unexpected emergencies or other financial problems

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