A budget is a spending plan you can create to keep track of your income, and your spending. You can create a worksheet, or a spreadsheet using software such as Excel, to track how much money you spend, and how much money you earn, by week, month or the year. Creating and updating a budget can help you manage your finances.
You can use a budget to:
- Manage your finances for a short or longer period of time
- Set financial goals for yourself (such as buying a car, house, etc.)
- Save money for unexpected emergencies or other financial problems
Investopedia: What Is a Budget?
Khan Academy: Saving and Budgeting
CFPB: Budgeting: How to create a budget and stick with it
consumer.gov: Making a Budget
Federal Student Aid: Budgeting for StudentsLinkedIn Learning (Lynda)
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Books
Budgeting for Dummies by
Build a budget that puts you on solid financial footing Ask any financially successful person how they achieved their goals, and chances are they'll tell you it all started with a budget. And that's exactly where you should start. Budgeting For Dummies shows you how to create a plan that fits your lifestyle, manages everyday needs, and builds your savings. Author Athena Valentine, founder of the Money Smart Latina blog, offers step-by-step details for creating and following a budget without feeling like you're depriving yourself and your family of all the things that make life worth living. This book shows you how to figure out where your money comes from and where it goes so you can live the life you want and work toward your financial goals. Find out how to establish an emergency fund, eliminate debt, improve your credit score, and stick to your budget through economic ups and downs. Discover budgeting methods that work so you can live within your means Create a budget for your unique situation to get a handle on your income and expenses Deal with common budgeting challenges without taking on more debt Increase your credit score and save toward a major purchase You don't need to make six figures to achieve your financial goals. Valentine, who also writes for Slate.com, knows the struggle of trying to make ends meet and is enthusiastic about sharing her knowledge with anyone who wants to improve their financial literacy. If you're not sure where to start when it comes to managing your money, you can depend on Valentine's tried-and-true advice in Budgeting For Dummies to set you on the right path.
Call Number: 332.024 LISBN: 9781119985143Publication Date: 2023-05-09
Budgeting 101 by
"Cagan makes the case that a budget isn't a buzz killer. It's financial salvation." --The Washington Post Don't break the bank--learn to create and stick to a budget with this comprehensive, easy-to-understand guide to saving money sensibly in this edition of the popular 101 series. Sometimes, it can seem like saving money is impossible. With everyday expenses, from groceries and gas, to the electric bill and lunch money, as well as those unexpected expenses, like car repairs and medical bills, getting--and keeping--control of your finances can feel overwhelming. With Budgeting 101, you can start saving now. This clear and simple guide provides tons of practical advice for keeping track of your finances. With useful tips on setting financial goals, reducing debt, finding ways to save money, and creating and following a budget plan, you'll have your dollars and cents under control in no time. Why spend more of your hard-earned money on a financial advisor? Filled with expert advice on a wide range of the most common financial concerns and step-by-step instructions to managing your money both now and in the future, Budgeting 101 has you covered.
Call Number: 332.024 CISBN: 9781507209073Publication Date: 2018-11-06
Living on a Budget by
Balancing spending and earnings may sound simple, but it can be a difficult process for many people. Building a responsible budget can help secure a safe financial future. Living on a Budget looks at why a budget is important, discusses ways to think about income and expenses, and provides budgeting tips.
Call Number: 332.024 CISBN: 9781682827970Publication Date: 2020-01-01
Budgeting Book by
A step-by-step plan for creating a budget that makes every dollar count! Are you looking for practical ways to stretch your pay cheque? Between working and maintaining a home, saving money can be difficult, but with 'The Everything Budgeting Book, 3rd Edition', you'll learn to use your money wisely today and prepare for tomorrow. This step-by-step guide shows you how to: *Improve spending patterns. *Save on everyday expenses. *Keep finances in order. *Prepare for unexpected events. *Plan for the future. Whether you're saving for a house, a child's education, or a new car, 'The Everything Budgeting Book, 3rd Edition' will help you meet your financial goals. With this essential guide, you can stop living pay cheque to pay cheque and start enjoying the wealth you didn't even know you had. AUTHOR: Tere Stouffer is the author of The 'The Everything Budgeting Book, 3rd Edition', and is an award-winning author of more than a dozen books. Her budgeting and personal finance skills have been featured on the BBC, in More magazine, and in many newspapers and websites.
ISBN: 9781440567766Publication Date: 2013-10-31
