Websites
Paying for College (CFPB) This web site highlights some of the decisions that students will face and helps to understand the options for financing a college education.
Student Budge Use this calculator to help analyze your budget as a full-time student. This calculator is specifically designed to help students understand their expenses and income while attending a university, college, or other full-time educational institution.
Complete FAFSA Forms Free Application for Federal Student Aid.
https://www.hesc.ny.gov/
College planning, saving, and financial aid information for NY State residents.
Better Business Bureau (BBB) This website covers student loans subject, especially to NY State.
Books
Paying for College, 2020 EditionCall Number: 378.3097 C
501 Ways for Adult Students to Pay for College by
Adults can find the means to go back to school despite the pressures of work, family, and a mortgage with this guide to funding continued education. With expanded information on online and distance learning and part-time classes and new financial aid, loan, and scholarship opportunities, this updated resource teaches adult students how to find and win scholarships designed especially for them, obtain financial support from employers, get financial aid for distance learning, receive larger financial aid packages, take advantage of educational tax breaks, trade tuition costs for volunteer service, and cancel education debts with loan forgiveness programs. Twenty firsthand anecdotes inspire adult students with creative and unusual ways to pay for their education.
Call Number: 378.3 TISBN: 9781617601507Publication Date: 2019-05-14
Student Loan Solution by
Eliminate Your Student Loan Debt Step-by-step approach to financial freedom: David Carlson is the author of the book Hustle Away Debt and founder of the millennial personal finance blog Young Adult Money. In Student Loan Solution David explains what student loan borrowers should be focusing on. He provides a 5-step approach to help you understand your loans, your options, and how to improve your greater financial life, while paying down your student loan debt. Learn how to take advantage of strategies that help you make more money, save more money, and ultimately pay down your student loans faster. Everything you need to know about student loan debt: Student loans are complicated. College financial aid terms like "federal direct subsidized" and "GRAD Plus" mean little to most of us. Each type of student loan is slightly different, with its own set of rules and repayment options. Student Loan Solution explains everything you need to know about your student loans including how they work, repayment options and opportunities for loan forgiveness, and plans for managing and paying down your loans. David Carlson covers it all. De-complicate your life: By the time you are done reading this book, you will understand student loans, gain control of your finances, and be armed with strategies to improve your finances. Don't be a statistic: For millions of Americans, paying for college meant taking out loans. If you are one of the 70% of college graduates burdened with these loans, Student Loan Solution could change your life. Fight the student loans epidemic affecting 40 million borrowers―learn the best way to pay off the college degree you worked so hard to earn. Student Loan Solution has the tools you need to start your student loans repayment with a bang. Learn how to: Pay off your student loan debt Personalize your student loan repayment plan Live a happier, financially smarter life
Call Number: 378.362 CISBN: 9781633538986Publication Date: 2019-03-15
1001 Ways to Pay for College by
Completely revised with updated descriptions, contact information, websites, and available monies, this guide to financing higher education is the only resource students need to fund their pursuit of knowledge. Balancing detailed explanations with real-life examples and practical resources, the featured topics include finding and winning scholarships, requesting a reassessment from colleges for more financial aid, maximizing assistance from state and federal governments, taking advantage ofeducational tax breaks, and benefiting from government-subsidized student loans. Creative strategies--such as starting profitable dorm-room enterprises, trading tuition costs for volunteer service, and canceling debts with loan-repayment programs--help students find extra money when more traditional routes are exhausted. The provided tips are designed for students of all ages and levels and their parents.
Call Number: 378.3809 TISBN: 9781617601255Publication Date: 2017-05-16
The Student Loan Mess by
This illuminating investigation uncovers the full dimensions of the student loan disaster. A father and son team--one a best-selling sociologist, the other a former banker and current quantitative researcher--probes how we've reached the point at which student loan debt--now exceeding $1 trillion and predicted to reach $2 trillion by 2020--threatens to become the sequel to the mortgage meltdown. In spite of their good intentions, Americans have allowed concerns about deadbeat students, crushing debt, exploitative for-profit colleges, and changing attitudes about the purpose of college education to blind them to a growing crisis. With college costs climbing faster than the cost of living, how can access to higher education remain a central part of the American dream? With more than half of college students carrying an average debt of $27,000 at graduation, what are the prospects for young adults in the current economy? Examining how we've arrived at and how we might extricate ourselves from this grave social problem, The Student Loan Mess is a must-read for everyone concerned about the future of American education. Hard facts about the student loan crisis: * Student loan debt is rising by more than $100 billion every year. * Among recent college students who are supposed to be repaying their loans, more than a third are delinquent. * Because student loans cannot be discharged through bankruptcy, the federal government misleadingly treats student loan debt as a government asset. * Higher default rates, spiraling college costs, and proposals for more generous terms for student borrowers make it increasingly likely that student loan policies will eventually cost taxpayers hundreds of billions of dollars.
Call Number: 378.362 BISBN: 9780520276451Publication Date: 2014-05-02
