Websites
Buying a House The CFPB’s interactive tool is designed to help you navigate the home buying process. If you are just starting out, this tool will help you learn what to expect. If you are about to close, the tool provides a checklist to help make closing less stressful.
Mortgages USA Learn some of the basics about mortgages.
Mortgage Loan Calculator Use this mortgage calculator to determine your monthly payment and generate an estimated amortization schedule. Quickly see how much interest you could pay and your estimated principal balances.
Kahn Academy is a non-profit educational organization with a goal of creating a set of online tools that help educate students. This Unit of Housing explores aspects of finance that relate to buying a home, comparing renting vs. buying, and the process of obtaining and paying off a mortgage.
Ebook
Home Buying 101 by
Learn all the ins and outs of buying a home and give yourself an advantage in the real estate game with this essential house-buying guidebook. Buying a first home can be both exciting and nerve-wracking. Will you qualify for a mortgage? Is your dream home achievable? How do you make sure your offer will beat others? Don't worry--now you can arm yourself with the information you need to know before you begin the hunt! In Home Buying 101, you will learn all the skills you need to find the right house at the right price, with financing that fits your budget. Full of nuts-and-bolts advice and organized in an easy-to-read format, this book will teach you all the basics of: -Deciding the right time to buy -Getting your finances in order -Choosing a realtor--or going solo -Assessing neighborhood/comps -Deciphering the MLS/reading the listings for clues -Buyers' vs. sellers' markets -Types of mortgage loans -Property insurance -Making a smart offer With the help of this guide, you'll learn how to find the house of your dreams at a price you can afford!
Call Number: 643.1209 GISBN: 9781507217405Publication Date: 2022-02-15
Nolo's Essential Guide to Buying Your First Home by
There's no place like home! Ready to say goodbye to your landlord? With help fromNolo's Essential Guide to Buying Your First Home,you'll not only find the right house for you, you'll have fun doing it. Learn how to: * research thelocal market and listings * choose ahouse, condo, co-op, or townhouse * create arealistic budget * qualify fora loan you can truly afford * borrow adown payment from friends or family * protectyourself with inspections and insurance, and * negotiate andclose the deal successfully. You'll find insights from numerous real estateprofessionals--agents, attorneys, mortgage specialists, a home inspector, andmore. It's like having a team of experts by your side! Plus, read real-lifestories of over 20 first-time homebuyers.
Call Number: 643.12 BISBN: 9781413330052Publication Date: 2022-12-27
Home Buying Kit for Dummies by
Your turn-key guide to crucial information about buying a new home before you take the plunge Home Buying Kit For Dummies, 7th Edition simplifies and explains the home-buying process to new home buyers everywhere. Authors Eric Tyson, MBA and Ray Brown inform and educate readers in the simple, straightforward and incisive style the For Dummies series is known for across the world. This book covers all the topics necessary to tackle the purchase of a home with confidence, including: Complete coverage of new US tax rules and strategies What's happening with home financing given the high home prices and fluctuating economies found in many markets How to compare renting and buying in light of new rules regarding mortgage interest and property tax write-offs Updated coverage of internet resources and how to best utilize them as a buyer The 7th Edition of Home Buying Kit For Dummies offers brand new content of particular interest to millennial homebuyers, as well as freshly updated online companion content.
Call Number: 643.1209 TISBN: 9781119674795Publication Date: 2020-04-07
100 Questions Every First-Time Home Buyer Should Ask, Fourth Edition by
From the most trusted name in real estate, a new and fully updated edition of the indispensable guide that helps first-time buyers land the home of their dreams What does "location, location, location" really mean? How do I decide what to offer on a house? What exactly is the closing? Buying a home is one of the most important decisions in any person's life. It will be the place where you plant your roots, come home after a long day, raise a family, or make a successful investment. But how, with everything from student loans and an uncertain marketplace stacked against you, do you get to that idyllic future? In 100 Questions Every First-Time Home Buyer Should Ask, Ilyce Glink, one of the most trusted names in real estate, answers all of your questions about home buying--and some you didn't know you had--and takes you on a personal journey from open houses to moving day. Weaving together advice from top brokers around the country with illustrative stories and her own unparalleled expertise, 100 Questions is a one-stop shop to getting the home of your dreams.
ISBN: 9781524763435Publication Date: 2018-02-13
Mortgages 101 by
With mortgage stories dominating the front-page news, people--whether they're buying a new house or refinancing--increasingly have questions about the complicated issues at stake. Arranged in an easily accessible question-and-answer format, Mortgages 101 provides readers with essential lending formulas, as well as important information on lending requirements and application procedures. The book shows readers how to save money by: * understanding key terms like ARMs and hybrids--and reading what's in the fine print * improving their credit scores to increase their borrowing power * using technology to get the lowest interest rates * maximizing their return on investment, and cutting the cost of mortgage insurance This revised edition includes up-to-date material on new loan and government programs, as well as changes to the law regarding tax deductions, down payment assistance, reverse mortgages, bankruptcy, negative amortization and more--in short, all the answers readers need, in one must-have reference.
ISBN: 9780814401668Publication Date: 2008-05-02
Mortgages for Dummies by
Need a mortgage but worried about the market? In Mortgages For Dummies, 3rd Edition, bestselling authors Eric Tyson and Ray Brown give you proven solutions for obtaining a mortgage, whether you want to buy your first home, refinance, or tap into your equity. You get the latest on sub-prime and adjustable-rate mortgages, finding the best lender, avoiding fiscal pitfalls and foreclosure, and much, much, more! This easy-to-understand, objective, and jargon-free guide helps you fine-tune your finances, figure out what you can afford, and improve your credit score before you go mortgage shopping. You'll get familiar with the advantages and disadvantages of fixed- and adjustable-rate mortgages, 15- and 30-year loans, and conforming and jumbo packages. You also get help finding and working with reputable professionals, comparing programs, and securing terms you can live with. Discover how to: Match your mortgage to your financial goals Qualify for a mortgage even when money is tight Find the right loan for you Choose the best lender/broker Negotiate the best terms Calculate your costs and payments Understand and complete all paperwork Refinance an existing mortgage Understand and consider special situation loans Explore reverse mortgages and other options Decipher amortization tables and comparison worksheets Use the Internet wisely when mortgage shopping Now, more than ever, you need clear, reliable information that helps you get the mortgage you need at a price you can afford. You need Mortgages For Dummies, 3rd Edition!
Call Number: 332.7209 TISBN: 9780470379967Publication Date: 2008-10-06
