As defined by Merriam-Webster, redlining is the process of "withhold[ing] home-loan funds or insurance from neighborhoods considered poor economic risks." In the United States, this process was often racially motivated, and was considered a legal practice until 1968's Fair Housing Act.
Many of the redlining maps that currently exist today were created between 1935-1940 by the Home Owners' Loan Corporation - a federal agency. Neighborhoods would be graded based on their residential security, which was the "relative security or riskiness of those areas for banks, saving and loans, and other lenders who made mortgages." From these grades, maps accompanied by "Area Descriptions" were created.
When reviewing these redlining maps, some questions you can answer are:
Please see below to see the resources that are available to conduct research into this topic as it relates to the United States as a whole, and to New York City specifically.
For maps of redlining in the United States, we highly recommend utilizing Mapping Inequality: Redlining in New Deal America, which aggregates the maps and collected documentation related to redlining into one portal. To use the portal:
For New York City specifically, you can find these maps and datasets at the following links:
Please note that the scans of maps and area descriptions are in the public domain. To create this portal, they utilized the following collections:
From these results, you can also checkmark any of the other listed formats. See below for a list of recommended materials when "Text" is checkmarked: